{"product_id":"the-portfolio-allocation-rebalancing-os-brain","title":"THE PORTFOLIO — Allocation \u0026 Rebalancing OS Brain","description":"\u003cstyle\u003e\n.pl{--ink:#17141c;--ln:rgba(0,0,0,.09);--sg:#ff5a2b;--vi:#7c6cf0;--tl:#2f736a;--mut:#6b6577;font-family:'Instrument Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--ink);line-height:1.6;max-width:100%}\n.pl *{box-sizing:border-box}\n.pl h2,.pl h3{font-family:'Space Grotesk',-apple-system,sans-serif;letter-spacing:-.02em;line-height:1.15;margin:0}\n.pl-hero{border:1px solid var(--ln);border-radius:16px;padding:26px;background:linear-gradient(160deg,#fbf9f5,#fff);margin-bottom:22px}\n.pl-eng{display:inline-flex;align-items:center;gap:7px;font-family:ui-monospace,monospace;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--sg);border:1px solid rgba(255,90,43,.35);border-radius:999px;padding:5px 12px;margin-bottom:14px}\n.pl-hero h2{font-size:27px;margin-bottom:8px}\n.pl-lead{font-size:16.5px;color:#3b3646;margin:0}\n.pl-eb{border-left:3px solid var(--sg);background:#fff6f2;border-radius:0 10px 10px 0;padding:14px 18px;margin:18px 0 0}\n.pl-eb b{display:block;font-family:ui-monospace,monospace;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--sg);margin-bottom:5px}\n.pl-eb p{margin:0;font-size:15px}\n.pl-code{border:1px solid rgba(124,108,240,.34);border-radius:14px;padding:18px 20px;margin-bottom:22px;background:#f7f6fe}\n.pl-code b{display:block;font-family:ui-monospace,monospace;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--vi);margin-bottom:8px}\n.pl-code code{font-family:ui-monospace,monospace;font-size:13.5px;background:#fff;border:1px solid rgba(124,108,240,.3);border-radius:6px;padding:3px 8px;color:#4b3fb8}\n.pl-code p{margin:9px 0 0;font-size:14.5px;color:#3b3646}\n.pl-say{border:1px solid var(--ln);border-radius:14px;padding:20px 22px;margin-bottom:22px;background:#fff}\n.pl-say h3{font-size:15px;margin-bottom:12px}\n.pl-r{display:flex;align-items:flex-start;gap:12px;padding:10px 0;border-top:1px solid var(--ln)}\n.pl-r:first-of-type{border-top:0}\n.pl-q{flex:1;font-size:14.5px;color:#3b3646;font-style:italic}\n.pl-a{font-family:ui-monospace,monospace;font-size:12px;color:var(--tl);background:rgba(47,115,106,.08);border-radius:6px;padding:4px 9px;white-space:nowrap}\n.pl-sec{font-family:ui-monospace,monospace;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--mut);margin:0 0 12px}\n.pl-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:22px}\n.pl-s{border:1px solid var(--ln);border-radius:11px;padding:13px 15px;background:#fff}\n.pl-s b{display:block;font-family:'Space Grotesk',sans-serif;font-size:14.5px;margin-bottom:3px}\n.pl-s span{font-size:13px;color:var(--mut)}\n.pl-n{font-family:ui-monospace,monospace;font-size:11px;color:var(--sg);margin-right:7px}\n.pl-ch{border:1px solid var(--ln);border-radius:14px;padding:20px 22px;margin-bottom:22px;background:#faf9fc}\n.pl-ch-t{font-family:'Space Grotesk',sans-serif;font-weight:700;font-size:15px;margin-bottom:14px}\n.pl-ch-g{display:grid;grid-template-columns:repeat(4,1fr);gap:9px}\n.pl-c{display:flex;gap:9px;align-items:flex-start;background:#fff;border:1px solid var(--ln);border-radius:9px;padding:10px 11px}\n.pl-c b{font-family:ui-monospace,monospace;font-size:11px;color:var(--vi);flex:none}\n.pl-c span{font-size:12.5px;font-weight:600;line-height:1.3}\n.pl-c i{display:block;font-style:normal;font-weight:400;font-size:11.5px;color:var(--mut);margin-top:2px}\n.pl-gates{border:1px solid rgba(255,90,43,.3);border-radius:14px;padding:20px 22px;margin-bottom:22px;background:#fff8f5}\n.pl-gates h3{font-size:15px;margin-bottom:11px}\n.pl-gates ul{margin:0;padding-left:17px}\n.pl-gates li{font-size:14.5px;margin-bottom:6px}\n.pl-foot{border-top:1px solid var(--ln);padding-top:16px;font-size:13.5px;color:var(--mut)}\n@media(max-width:640px){.pl-grid,.pl-ch-g{grid-template-columns:1fr}.pl-hero h2{font-size:22px}}\n\u003c\/style\u003e\n\u003cdiv class=\"pl\"\u003e\n\u003cdiv class=\"pl-hero\"\u003e\n\u003cspan class=\"pl-eng\"\u003e◆ rebalance.py · drift bands, not calendar dates\u003c\/span\u003e\u003ch2\u003eTHE PORTFOLIO — Allocation \u0026amp; Rebalancing OS Brain\u003c\/h2\u003e\n\u003cp class=\"pl-lead\"\u003eFor a long-term allocation you can actually hold. One orchestrator plus ten specialists that set target weights you can defend, rebalance on drift rather than on the calendar, and sequence the trades so tax does not eat the benefit.\u003c\/p\u003e\n\u003cdiv class=\"pl-eb\"\u003e\n\u003cb\u003eWhat makes it different\u003c\/b\u003e\u003cp\u003eRebalancing on a fixed date is arbitrary. Rebalancing on drift bands is not, and it trades far less. The script takes your targets and current weights and returns the trades needed, but only for holdings that have actually breached their band, with the tax consequence attached to each. Rebalancing frequently inside a taxable account regularly costs more than the drift it corrects, which is why trades are ranked by benefit net of tax rather than by how far each holding has moved. The uncomfortable output is often that the correct action is nothing.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-code\"\u003e\n\u003cb\u003eIt ships working code, not just prompts\u003c\/b\u003e\n\u003ccode\u003erebalance.py\u003c\/code\u003e\n\u003cp\u003eCompares current weights to targets, triggers only on breached drift bands rather than dates, generates the required trades, and ranks them by benefit net of estimated tax so the trades that cost more than they fix drop out entirely. Every OS Brain in this drop carries its own executable component, so the judgement calls stay with you and the arithmetic stops being a matter of opinion. Runs anywhere Python runs, and the specialists still work on their own if you never open it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-say\"\u003e\n\u003ch3\u003eSay it in plain words — it works out the rest\u003c\/h3\u003e\n\u003cdiv class=\"pl-r\"\u003e\n\u003cspan class=\"pl-q\"\u003e\"Should I rebalance?\"\u003c\/span\u003e\u003cspan class=\"pl-a\"\u003e→ 03 · only if a band broke\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-r\"\u003e\n\u003cspan class=\"pl-q\"\u003e\"What should my targets be?\"\u003c\/span\u003e\u003cspan class=\"pl-a\"\u003e→ 01 · derived, not borrowed\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-r\"\u003e\n\u003cspan class=\"pl-q\"\u003e\"It's all in one thing now\"\u003c\/span\u003e\u003cspan class=\"pl-a\"\u003e→ 04 · concentration you did not choose\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-r\"\u003e\n\u003cspan class=\"pl-q\"\u003e\"Markets dropped thirty percent\"\u003c\/span\u003e\u003cspan class=\"pl-a\"\u003e→ 07 · what you wrote down beforehand\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-r\"\u003e\n\u003cspan class=\"pl-q\"\u003e\"Should I sell to rebalance?\"\u003c\/span\u003e\u003cspan class=\"pl-a\"\u003e→ 06 · check the tax first\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cp class=\"pl-sec\"\u003eInside · orchestrator + 10 specialists\u003c\/p\u003e\n\u003cdiv class=\"pl-grid\"\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e01\u003c\/span\u003eThe Objective\u003c\/b\u003e\u003cspan\u003eWhat this money is for, and when\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e02\u003c\/span\u003eTarget Weights\u003c\/b\u003e\u003cspan\u003eDerived from the objective\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e03\u003c\/span\u003eDrift Bands\u003c\/b\u003e\u003cspan\u003eWhen to act, and when not to\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e04\u003c\/span\u003eConcentration\u003c\/b\u003e\u003cspan\u003eWhat you accumulated by accident\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e05\u003c\/span\u003eContributions First\u003c\/b\u003e\u003cspan\u003eRebalancing without selling\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e06\u003c\/span\u003eTax Sequence\u003c\/b\u003e\u003cspan\u003eWhich account, which lot\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e07\u003c\/span\u003eThe Drawdown Plan\u003c\/b\u003e\u003cspan\u003eWritten while calm\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e08\u003c\/span\u003eCosts and Fees\u003c\/b\u003e\u003cspan\u003eThe drag you control\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e09\u003c\/span\u003eReview Cadence\u003c\/b\u003e\u003cspan\u003eAnnual, not daily\u003c\/span\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-s\"\u003e\n\u003cb\u003e\u003cspan class=\"pl-n\"\u003e10\u003c\/span\u003ePortfolio Ledger\u003c\/b\u003e\u003cspan\u003eDecisions and their reasons\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-gates\"\u003e\n\u003ch3\u003eWhere it refuses to skip ahead\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eNo targets without an objective\u003c\/b\u003e — an allocation copied from someone else has no way of being right for you.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eNo rebalance without a breached band\u003c\/b\u003e — calendar rebalancing trades for no reason and pays tax for the privilege.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eUse new contributions before selling\u003c\/b\u003e — it corrects drift with no tax consequence at all.\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eNo plan without the drawdown paragraph\u003c\/b\u003e — the plan you write during a fall is not a plan, it is a reaction.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-ch\"\u003e\n  \u003cdiv class=\"pl-ch-t\"\u003eWorks in all 7 channels\u003c\/div\u003e\n  \u003cdiv class=\"pl-ch-g\"\u003e\n    \u003cdiv class=\"pl-c\"\u003e\n\u003cb\u003e1\u003c\/b\u003e\u003cspan\u003eAny chat\u003ci\u003eupload the zip\u003c\/i\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n    \u003cdiv class=\"pl-c\"\u003e\n\u003cb\u003e2\u003c\/b\u003e\u003cspan\u003eClaude Projects\u003ci\u003eadd as knowledge\u003c\/i\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n    \u003cdiv class=\"pl-c\"\u003e\n\u003cb\u003e3\u003c\/b\u003e\u003cspan\u003eChatGPT \/ GPTs\u003ci\u003eknowledge files\u003c\/i\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n    \u003cdiv class=\"pl-c\"\u003e\n\u003cb\u003e4\u003c\/b\u003e\u003cspan\u003eGemini Gems\u003ci\u003eknowledge files\u003c\/i\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n    \u003cdiv class=\"pl-c\"\u003e\n\u003cb\u003e5\u003c\/b\u003e\u003cspan\u003eClaude Code\u003ci\u003eskills folder\u003c\/i\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n    \u003cdiv class=\"pl-c\"\u003e\n\u003cb\u003e6\u003c\/b\u003e\u003cspan\u003eAgent frameworks\u003ci\u003esystem instruction\u003c\/i\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n    \u003cdiv class=\"pl-c\"\u003e\n\u003cb\u003e7\u003c\/b\u003e\u003cspan\u003ePaste-only\u003ci\u003edegrades gracefully\u003c\/i\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n  \u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pl-foot\"\u003eThe habit it is really selling: write down why you chose each target weight, because in three years you will not remember, and an allocation you cannot justify is one you will abandon at the worst possible moment. Single-seat license. This is a planning and arithmetic tool and explicitly not investment advice, not a recommendation of any allocation, and no indication of returns. Tax treatment of rebalancing varies by jurisdiction and account type and is worth professional input.\u003c\/div\u003e\n\u003c\/div\u003e","brand":"PromptLeadz","offers":[{"title":"Default Title","offer_id":53317565317387,"sku":"OS-PORTFOLIO-41","price":49.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0928\/7932\/3403\/files\/os41-portfolio.png?v=1787416801","url":"https:\/\/promptleadz.com\/fr\/products\/the-portfolio-allocation-rebalancing-os-brain","provider":"Prompt Leadz","version":"1.0","type":"link"}