Cash Flow Planner
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14-day refund. If it does not perform as described, email us with what you asked it to do and what it returned, and we will refund you. Read the full policy
A plug and play AI agent that builds 13-week cash flow forecasts from your own numbers.
Paste what comes in and goes out. It builds a week-by-week forecast that adds up, shows your tight weeks and how long your cash lasts, tests what-ifs, sizes ways to free up cash and writes a one-page summary for a partner or bank.
What you are buying
- A 13-week forecast where every row adds up and every line shows the week it lands
- A set of files you upload once to Claude, ChatGPT or Gemini
- Honest numbers: anything assumed is listed for you to confirm, anything missing is a gap
- What-if scenarios, cash-saving actions, a bank summary and weekly updates with actuals
- An app, a login or a subscription. You pay once.
- Accounting software or a bank connection. It works from what you paste
- Tax, investment or lending advice. Take the forecast to your accountant
- A tool that guesses when customers will pay or what tax you owe
Your AI today, and with this
Your monthly income is about £8,000 and your costs about £16,000, so you lose about £8,000 a month. With £24,600 in the bank you have about three months of runway. Consider a business loan or an overdraft to cover the gap.
Monthly averages hide the tight week, the invoice due in week 2 is missing, and it suggests borrowing.
Week | w/c | Opening | In | Out | Closing | Status 11 | Mon 15 Nov | 12,410 | 0 | 1,020 | 11,390 | AMBER 12 | Mon 22 Nov | 11,390 | 1,500 | 10,200 | 2,690 | AMBER 13 | Mon 29 Nov | 2,690 | 0 | 2,630 | 60 | AMBER Lowest point: £60 in week 13 (w/c Mon 29 Nov) Runway: burn (48,540 - 24,000) / 13 = 1,888 a week. 60 / 1,888 = 0 more weeks. Cash lasts 13 weeks and runs out in about week 14 (w/c Mon 6 Dec) if later weeks look like these. Read: week 12 is the tight one. Wages, PAYE and your drawings leave together (10,200) and only 1,500 comes in. The VAT in week 9 (4,300) starts the slide. ASSUMPTIONS TO CONFIRM - Moorland Brewery deposit 4,500: not signed. Placed Mon 4 Oct (week 5) as you expect. Confirm or correct.
Every row adds up, the tight week is named with its cause, and the unsigned deal is flagged, not counted on. An invented example from the pack.
What you can ask it
| Build a forecast | 13 weeks that add up, with the tight week named |
| Check my runway | The lowest point and how long cash lasts, sums shown |
| Run a what-if | A scenario table compared with your base |
| Stress test it | Late payer, less income and both, side by side |
| Free up cash | Up to five actions ranked by how much they help |
| Write a bank summary | One page of numbers, assumptions and risks |
| Update with actuals | Forecast against actual, rolled on a week |
How you use it
- Open the folder for your AI: Claude, ChatGPT, Gemini, or Universal for Grok, Copilot and anything else.
- Follow the one-page install guide in that folder. Paste the instructions, upload the files.
- Type "Build my 13-week cash forecast", answer its questions once, and start asking.
What arrives
A zip file, straight after you pay. Inside:
- A start-here PDF that tells you which folder to use.
- Ready-to-upload folders for Claude, ChatGPT and Gemini, each with its own install guide.
- A skill file for Claude and ChatGPT that makes it check its own work before you see it.
- One all-in-one text file for Grok, Microsoft Copilot or any other AI.
Good to know
- It works only from the numbers you paste or upload. It does not connect to your bank or accounting software.
- It never works out tax and gives no tax, investment or lending advice. Every forecast tells you to check it with your accountant.
- Every table is checked before you see it: opening plus in minus out equals closing, every week, with the working shown.
- Writing to investors about cash and runway? Investor Update Writer turns your numbers into a monthly update.
- 14 days to get your money back if it does not do what this page says.