Friend or Family Owes You Money
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14-day refund. If it does not perform as described, email us with what you asked it to do and what it returned, and we will refund you. Read the full policy
One text file you paste into ChatGPT, Claude, Gemini, Grok or Copilot that turns it into a helper for getting money back from people you know.
It adds up what you lent and what came back, tells you honestly whether it looks like a loan or a gift, and writes messages that ask clearly without starting a fight.
What you are buying
- The balance worked out from every payment
- An honest read: loan or gift, and what proof you have
- A kind first message and a written repayment plan
- Answers to 12 common replies, from "I thought it was a gift" to silence
- Legal advice. For large sums, property or a separation, see a lawyer.
- A way to shame, pressure or threaten anyone
- A debt collection service
- An app, a login or a subscription. You pay once.
Your AI today, and with this
Subject: The money Hey, You still haven't paid me back and it's been ages. I really need that money. I don't understand why you keep ignoring this. Can you just pay me back please? This is getting ridiculous.
No amount, no plan and a lot of blame, so it makes them avoid you more.
Subject: Text to Jamie Hey Jamie, I hope you're doing OK. I wanted to come back to the car repair money. Thanks again for the 300 in May. That leaves 1,200. Could you let me know when you can pay it? If one go is hard, something like 200 a month from December would be fine with me. Happy to talk it through.
Kind, specific, thanks them for what came back and makes paying easy. An invented example from the pack.
What it does
| Paste the file | Asks 5 short questions, starting with your country |
| Answer the questions | Works out the balance and tells you if it looks like a loan or a gift |
| next message | Writes the next message in the right tone for the relationship |
| they replied: <paste> | Says what their reply means and writes your answer |
| repayment plan | Turns what you agreed into a short written plan |
| paid: <amount> <date> | Logs a payment and updates the balance |
| let it go | Helps you decide if chasing it is worth it, honestly |
How you use it
- Open a new chat in ChatGPT, Claude, Gemini, Grok or Copilot. Free plans work.
- Paste the Problem Pack file in and send, or attach it and type "Follow this file".
- Answer its questions in your own words. It works through the problem with you from there.
What arrives
A zip file, straight after you pay. Inside: the Problem Pack as one text file, and a start-here PDF with the two-minute set-up and how to keep it saved in each AI.
Good to know
- Bank transfers and messages about paying back count. Cash with nothing written is hard to prove.
- Between family or partners, money is often seen as a gift unless something shows a loan.
- Small, regular payments agreed in writing work better than one big promise.
- Small claims court is the last step, and only worth it if they can actually pay.
- It writes, you send. Nothing goes out for you.
- Or get Every Problem Pack: all 50 for $99.
- 14 days to get your money back if it does not do what this page says.