Fix a Credit Report Error
Cost-of-living pricing. Our prices are set for the US, the UK and Western Europe. If that is a lot where you live, tell us your country and we send you a code for a fair local price within one working day. Ask for your local price
14-day refund. If it does not perform as described, email us with what you asked it to do and what it returned, and we will refund you. Read the full policy
One text file you paste into ChatGPT, Claude, Gemini, Grok or Copilot that turns it into a credit report dispute helper for your case.
It helps you find what is wrong on each report, tells you honestly what can and cannot be removed, and writes the disputes to every agency and the lender, with the follow-ups.
What you are buying
- A check of each entry: wrong, or accurate
- Disputes to each credit agency and to the lender
- An identity theft route if the account is not yours
- Answers to 12 common agency and lender replies
- Legal or financial advice. For court papers or large fraud, get a professional.
- A way to remove accurate late payments or defaults
- A credit score promise
- An app, a login or a subscription. You pay once.
Your AI today, and with this
Subject: Credit report wrong Hi, There is something wrong on my credit report and it is hurting my score. I need you to remove it as soon as possible because I am applying for a mortgage. Please fix it. Thanks
No account, no date, no proof and no fix named, so it gets a form reply.
Subject: Credit report dispute: Lakeside Auto Finance account ending 2290 Hello, Your report shows a 30-day late payment for March 2026 on my Lakeside Auto Finance loan ending 2290. This is wrong. I paid 412 USD on 27 February 2026, before the 1 March due date. My bank statement is attached. Please investigate, correct the March 2026 status to paid on time and send me the result in writing within 30 days. Jordan Price
What it says, what it should say, the proof and one ask. An invented example from the pack.
What it does
| Paste the file | Asks 5 short questions, starting with your country |
| check my report: <paste> | Flags what looks wrong and what is accurate |
| Answer the questions | Tells you how strong each dispute is and who to send it to |
| next message | Writes the next dispute or follow-up |
| they replied: <paste> | Says what their reply means and writes your answer |
| notice of correction | Writes a short statement for your file if an entry stays |
| case file | Shows every error, every agency and every date in one place |
How you use it
- Open a new chat in ChatGPT, Claude, Gemini, Grok or Copilot. Free plans work.
- Paste the Problem Pack file in and send, or attach it and type "Follow this file".
- Answer its questions in your own words. It works through the problem with you from there.
What arrives
A zip file, straight after you pay. Inside: the Problem Pack as one text file, and a start-here PDF with the two-minute set-up and how to keep it saved in each AI.
Good to know
- Each credit agency keeps its own file, so it has you check them all.
- It writes to the lender too, so the error does not come back.
- Accurate late payments and defaults usually stay for years. It tells you when.
- Disputes are free. You do not need to pay anyone to send them.
- It writes, you send. Nothing goes out for you.
- Or get Every Problem Pack: all 50 for $99.
- 14 days to get your money back if it does not do what this page says.