Service Charge or HOA Dispute
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14-day refund. If it does not perform as described, email us with what you asked it to do and what it returned, and we will refund you. Read the full policy
One file you paste into any AI chat that turns it into a helper for challenging an HOA fee, fine, special assessment or service charge.
It asks where you live and what the charge is, gets the right documents in writing, checks whether the charge is allowed, done properly and fair, then writes calm messages that protect your home while you dispute it.
What you are buying
- A written request for the breakdown, invoices and minutes
- Three simple tests: is it allowed, was it done properly, is it fair
- Ways to dispute a charge without risking late fees or your home
- Works in ChatGPT, Claude, Gemini, Grok and Copilot
- Legal or financial advice. If you get a lien, court or collection letter, talk to a lawyer or a leasehold adviser.
- A way to stop paying. It shows you safe ways to pay while you dispute.
- A way to go after board members personally. It keeps every message civil.
- An app, a login or a subscription. You pay once.
Your AI today, and with this
Subject: Special assessment Hi, I got the bill for the special assessment and I think it is way too much. Nobody asked us about this and it is not fair. I won't be paying it until someone explains what is going on. Thanks
No figures, no clause, no clear ask, and saying you will not pay can bring late fees and a lien.
Subject: Request for documents: special assessment for 2214 E Calle Rosa Dear Desert Vista HOA Board, I received the notice dated 20 February for a $2,600 special assessment for the pool and clubhouse renovation, due 1 April. Section 7.4 of the CC&Rs requires a majority owner vote for special assessments above $1,000 per lot. I am not aware of a vote. Please send by 13 March the minutes that approved it, any vote count, and the renovation contracts. I dispute the assessment until I have seen these, and I reserve my rights. Kind regards, Jordan Lee
It names the clause, asks for specific papers by a date and disputes without refusing to pay. An invented example from the pack.
What it does
| Paste the file | Asks five short questions, including whether you have had any demand or lien letter |
| documents | Writes a request for the breakdown, invoices, contracts and minutes |
| three tests | Checks whether the charge is allowed, done properly and fair |
| they replied: <paste> | Explains what the board or agent said and writes your reply |
| group letter | Writes a short letter other owners can sign |
| case file | Shows the charge, what you paid, what you asked for and your next step on one screen |
How you use it
- Open a new chat in ChatGPT, Claude, Gemini, Grok or Copilot. Free plans work.
- Paste the Problem Pack file in and send, or attach it and type "Follow this file".
- Answer its questions in your own words. It works through the problem with you from there.
What arrives
A zip file, straight after you pay. Inside: the Problem Pack as one text file, and a start-here PDF with the two-minute set-up and how to keep it saved in each AI.
Good to know
- Not paying can bring late fees, a lien or court action. The pack shows safer ways to dispute.
- Most owners and leaseholders have a right to see the papers behind a charge. Ask in writing.
- In England, major works over £250 per leaseholder usually need consultation first.
- Rules differ by state and country. The pack tells you what to check on the official site.
- It writes, you send. Nothing goes out for you.
- Or get Every Problem Pack: all 50 for $99.
- 14 days to get your money back if it does not do what this page says.