Card Dispute Kit
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14-day refund. If it does not perform as described, email us with what you asked it to do and what it returned, and we will refund you. Read the full policy
One text file you paste into ChatGPT, Claude, Gemini or Copilot that turns it into a card dispute specialist for your payment.
It finds the right reason in plain words, tells you what deadline to check, and writes the dispute your bank wants to see. When the merchant fights back, paste their reply and it writes your answer.
What you are buying
- Dispute reasons explained in plain words
- A dispute statement in the shape banks look for
- Answers to merchant rebuttals and bank refusals
- Rules that keep your account safe from dispute abuse flags
- Legal or financial advice. If your account is frozen or you get court papers, get proper advice.
- A way to dispute a payment you owe
- A way to call a payment fraud when you made it
- An app, a login or a subscription. You pay once.
Your AI today, and with this
Subject: Dispute Hi, I want to dispute a payment to a gym. They took money from me when they should not have and they will not give it back. They are being very difficult. Please get my money back as soon as you can. Thanks
No reason, no dates, no proof listed. The bank has nothing to work with.
Subject: Dispute: Peak Fitness, 588 CAD, 3 February I am disputing this payment because I cancelled the membership before it renewed and was still charged. My membership renewed on 3 February and needed 30 days' notice. I cancelled by email on 2 January, and the gym confirmed that day. On 3 February they charged 588 CAD. On 14 February I asked for a refund. On 18 February they said they had no record, and they have not answered since. Please refund 588 CAD to my card. Attached: terms, my cancellation, their confirmation, my request, their reply.
The reason first, the dates in order, and the proof listed. An invented example from the pack.
What it does
| Paste the file | Asks 5 short questions, starting with your country |
| Answer the questions | Names your dispute reason and how strong it is |
| dispute form | Writes the text for your bank's online form, box by box |
| next message | Writes the next message for the merchant or the bank |
| they replied: <paste> | Reads the merchant's rebuttal or bank letter and writes your answer |
| case file | Shows one summary of the payment, proof, references and dates |
How you use it
- Open a new chat in ChatGPT, Claude, Gemini, Grok or Copilot. Free plans work.
- Paste the Problem Pack file in and send, or attach it and type "Follow this file".
- Answer its questions in your own words. It works through the problem with you from there.
What arrives
A zip file, straight after you pay. Inside: the Problem Pack as one text file, and a start-here PDF with the two-minute set-up and how to keep it saved in each AI.
Good to know
- Banks set their own time limits. It tells you to ask your bank for yours on day one.
- Credit and debit cards work differently. It tells you which rules apply to your card.
- Use one route at a time, and withdraw the dispute if the merchant refunds you.
- Covers PayPal claims too, and the bank complaint if your dispute is refused.
- It writes, you send. Nothing goes out for you.
- Part of the Money Back Kit: 7 packs for $39.
- Or get Every Problem Pack: all 50 for $99.
- 14 days to get your money back if it does not do what this page says.